Tips for Settling a Car Accident Claim

car-accident-claim

Its easy available car loan offer in market. Although, safeguarding your car from accident or any harm has become more difficult to any accidents. Car insurance policy behaves as your savior, protecting loss incurred by the vehicle and injuries caused to the passengers during a car accident. Before you claim for your settlement, you should follow proper procedure that not face any difficulties further. Here, Jeremy Eveland give you our top seven tips to help you make your Car Insurance claim-settlement process smoother.

Keep accurate details of the accident and damage:

To inform your car insurer for car damage is not enough. You must keep a written record that where, when and how accident happened including the damages to the car and the injuries caused to the driver and passengers. Prepare a solid documentation. You should include medical bills, police report, maintenance cost bill and date etc. Getting all proof related to claim for settlement stronger.

Finalize a Right settlement amount:

right

Once you complete all documentation in detail. Now its turn to realize the actual loss you have faced from the destruction to car and injuries occur to you or passenger. Decide a affordable minimal claim first and get prepared for offer by agreement. You should be sure that you include each and every details in your request. You don’t need to risk receiving a settlement that is less than what you have asked for because of a missed get detail.

Send your demand letter:

Once you decide your settlement amount it’s time to send a demand letter that definitely declares your claim settlement and submitting it across to the Car Insurance Company. Make sure to attach every document you previously prepare which include of details of the accident and the damages/injuries suffered by the car/passengers. Medical reports completed by the injured passengers, tested medical bills and if its case of permanent disability all be mentioned.

Get a written agreement from the insurer:

If discussion with insurer occur in right direction than you should ask for insurance company to sign a written agreement that policy will cover amount that you found reasonable and insurer cannot say no to it. You should also get confirmation from the Car Insurance policy provider as when settlement procedure will complete otherwise you can give a time limit. It’s better to have all discussions documented so that there’s no miscommunication in further

Hire legal advice if the settlement fails:

If negotiation fails from any side and the insurer is not willing to make a settlement that you think is acceptable, then you should get legal advice. You can take a legal advice and follow proper procedure guided by advisor. A professional lawyer like Jeremy Eveland will help you analyze the entire accident and will help you get a settlement that aligns well with the terms of your policy.

Advertisements